Our Family Life Insurance
Affordable Life Insurance and Retirement Planning
What We Can Offer You, For Your Protection
Our 7 Services for Your Needs..
Our 7 Services for Your Needs..
Term Life Insurance
Term Life Insurance (ROP) Return of Premium
Whole Life Insurance (Permanent)
Final Expense / Burial Insurance (Whole Life Insurance)
Indexed Universal Life Insurance (IUL)
Annuity
Welcome
How Much Insurance Protection do I need?
When it comes to Life Insurance the question that normally is thought of is, How much coverage is enough?
This is where the D.I.M.E. Method comes into consideration as a useful tool.
It is very simple to understand and implement.
Here are the 4 steps:
D: D...
About Me
My Name is Erik O. Cruz and I have been an Insurance Agent/ Broker for couple of years. I am a retired US. Marine with 22 years of service.
While in the military, I enjoyed serving and protecting our country. After numerous deployments around the world, ...
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Proven Process For Success
6 Step Financial Strategy
6 Step Financial Strategy
Video Resources (For Life Insurance, IUL's and Annuities)
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At Innergy Financial, we help people develop a strong, healthy relationship with their money. By combining a solid, timeless, customized strategy with your uniquely personal identity, we’ll help you achieve your goals and your peace of mind faster.